The National Flood Insurance Program (NFIP) is up for a vote again, and this insurance provides important affordable coverage for people in many areas of the Seattle / Puget Sound region. Most home owner insurance policies do not cover flood damage, and many home owners are not even aware that they have no coverage in this area. The NFIP covers obvious areas such as rivers overflowing their banks into property, yet many people also don't know that it includes high tidal/wave action on the Sound, land movement due to heavy rains, mudslides, and related catastrophes that could potentially destroy a home and yet not be covered by the home's regular insurance. With our area's huge expanses of Sound and lake coastline, and our steep terrain with homes perched on fragile hillsides to maximize views, this can be important insurance for many home owners in many different locations.
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